Welcome to Snohomish County's USDA Home Loan Research Center with Dan Keller, Washington State Licensed Mortgage Loan Originator (MLO# 115349). I have put together valuable information and tools to help you gather all of the information that you need to make the most informed decision when shopping for a mortgage.
Sometimes the Washington USDA Home Loan Program can be hard to understand, especially understanding whether or not a property is USDA Eligible or if you may even qualify under the program guidelines.
I have designed this site to help navigate you through the Washington USDA Home Loan Program as you begin searching for the best mortgage options in buying you home!
I am always available to answer any questions that you may have - Dan Keller (425) 350-7136
Sometimes the Washington USDA Home Loan Program can be hard to understand, especially understanding whether or not a property is USDA Eligible or if you may even qualify under the program guidelines.
I have designed this site to help navigate you through the Washington USDA Home Loan Program as you begin searching for the best mortgage options in buying you home!
I am always available to answer any questions that you may have - Dan Keller (425) 350-7136
Sometimes good credit and a down payment are not enough to qualify for a home loan at a commercial lending institution, such as a bank, savings and loan or with a mortgage broker. That is why the U.S. Department of Housing and Urban Development has provided a loan program that allows more rural families and individuals to be eligible to become homeowners with the help of a USDA guaranteed home loan. The USDA loan program allows:
- 640 min credit score
- Up to 6% seller contributions
- No PMI (private mortgage insurance)
- Zero Down
To See If You Qualify For A USDA Mortgage, Click Here To Pre-Qualify Online With Dan
The USDA-RD loan program DOES have 2 main qualifying features:
(1) Eligibility is region or location specific CLICK HERE to check if an address is USDA Eligible.
(2) Eligibility is income specific. Qualifying income is based on household members and a max income cap. CLICK HERE to see if you qualify under the max income cap.
Is My Property USDA Rural Development Eligible?Click here to enter a property address or watch the short video below for instructions
You can also use Washington State USDA Zero Down Financing to purchase a new home! Please check out the Marysville Meadows New Homes in North Marysville to see how...
If the home you are wanting to purchase for Zero Down is NOT eligible for USDA financing, consider looking into the House Key State Bond First Time Homebuyer Program with Dan Keller. A 5-hour homebuyer education course sponsored by House Key is required to receive a State Bond that is used for your down payment.
For more information on USDA qualifying criteria, please review this handout that I made that details the USDA program. USDA Handout For Home Buyers.
